The Pilates Center accepts US auto insurance and worker’s compensation insurance to pay for Pilates therapy. Our Insurance File Manager, Lynne Ruby, will assist you in the process with your insurance company and work directly with The Pilates Center regarding all billing.

Post-Accident Pain in Colorado, USA
If you had an auto injury prior to 2003, your auto insurance would have covered you under the Colorado "No-Fault" system for medical services up to $50,000 or more, and for 5-10 years regardless of who caused the accident. If you are experiencing pain related to an auto accident, it is possible that you may be eligible to receive Pilates as part of these medical services, even now. Please contact Lynne Ruby for more information.

Pilates pre- and post-surgery in Colorado, USA
Insurance coverage for automobile accidents has dramatically changed for everyone in Colorado. A law that went into effect July 1, 2003 changes Colorado from a "No-Fault" state to a "Tort" state. The most dramatic part of this law is that "Personal Injury Protection" that pays hospitals, therapy and rehabilitation is no longer compulsory and automatic when you buy your policy. Your insurance company will no longer pay reasonable and necessary treatment, emergency or otherwise, for injuries you sustain in an accident unless you specifically purchase coverage known as "med-pay". Even with med-pay, there are limits on amount of treatment covered, type of therapy and time limits to receive therapy.

Previously, everyone was covered under the "No-Fault" system by their own insurance for medical services up to $50,000 or more, and for 5-10 years regardless of who caused the accident. Wage loss benefits and essential service benefits which were previously covered for a year, as well, are no longer covered at all. The new "Tort law" is based on the concept that if one person is at fault for the accident, their insurance company pays for all of the bills on the claim

A Long Term Solution
For residents of the United States, insurance companies offer a wide variety of “med-pay” coverage that can be purchased from $500 to $100,000 worth of medical care and therapy. The costs and coverage vary greatly company by company. Make sure to check any exclusions or limits to types of therapy your med-pay covers. Also, check how long after your accident therapy is covered and if a pre-approval process is required. Therapy may be limited to 1-3 years instead of the 5-10 years in the old law. Each company is different.

Please ask your US insurance agent about coverage and any questions you may have. Make sure everything you want is in writing in your policy and during a claim for your own protection.